Canada Disability Tax Credit 2025 – $200 Monthly Payment – Dates And Key Details Explained
Canada introduced a new $200 per month payment for working-age people with disabilities in 2025.
Many readers mix this up with the Disability Tax Credit (DTC).
Here’s the key clarity: the $200/month cash benefit is the Canada Disability Benefit (CDB), and DTC approval is a prerequisite to receive it.
What The $200 Monthly Payment Really Is
The Canada Disability Benefit (CDB) pays up to $200 per month (maximum $2,400 from July 2025–June 2026), with annual indexation to inflation.
Payments started in July 2025 (first month of eligibility: June 2025). If approved, you can get back payments for up to 24 months (but not for months before June 2025).
Who Qualifies In 2025
To receive the CDB in 2025, you must:
- Be 18–64.
- Be approved for the Disability Tax Credit (DTC).
- Have filed your 2024 tax return (you and your spouse/partner, if applicable).
- Be a Canadian resident for tax purposes and meet status rules (citizen, PR, certain temporary statuses, etc.).
Important: The DTC itself is a non-refundable tax credit (it reduces tax; it is not a cash payment).
You apply using Form T2201 with certification by an eligible medical practitioner; CRA notes processing delays.
Payment Amount, Dates And Schedule
- Amount: Up to $200/month (income-tested).
- Schedule: Paid on the third Thursday each month after approval.
- 2025 Dates: Jul 17, Aug 21, Sep 18, Oct 16, Nov 20, Dec 18.
How Income Affects Your Benefit
The CDB is income-tested using your 2024 adjusted family net income for the July 2025–June 2026 period. Key thresholds and exemptions include:
- Singles: Full amount if income (after a $10,000 working-income exemption) is ≤ $23,000; reduced by 20% of income over the threshold.
- Couples: Full amount if income (after a $14,000 combined exemption) is ≤ $32,500; phase-out rules apply depending on whether one or both partners are eligible.
How To Get The $200/Month In 2025
- Secure DTC approval: Complete Form T2201 (you + an eligible medical practitioner). Track status in CRA My Account.
- Apply for the CDB: Submit online through Service Canada. If approved by June 30, 2025, first payment began July 2025; otherwise, payments start the month after approval with potential retroactive amounts back to July 2025.
- Set up direct deposit and keep your tax filings current to avoid delays.
2025 At-A-Glance (Dates & Key Details)
| Item | Details |
|---|---|
| Maximum amount | $200/month ($2,400 from Jul 2025–Jun 2026), indexed to inflation |
| First eligibility month | June 2025; payments began July 2025 |
| Payment schedule (2025) | Jul 17, Aug 21, Sep 18, Oct 16, Nov 20, Dec 18 |
| Eligibility (core) | Age 18–64, DTC-approved, 2024 tax return filed, Canadian resident |
| Income rules (examples) | Singles threshold $23,000 (after $10k working-income exemption); couples $32,500 (after $14k exemption) |
| Back payments | Up to 24 months (not before June 2025) |
| Administrator | Service Canada (benefit); CRA (DTC) |
Sources for table data reflect the sections above.
In 2025, Canada’s disability support landscape has two parts: the DTC (a tax credit) and the CDB (up to $200/month in cash).
To access the monthly payment, first secure DTC approval, then apply for the CDB.
Watch the third-Thursday payment schedule, keep 2024 taxes filed, and understand how your income and working-income exemptions affect the final amount you’ll receive.
Taken together, these steps ensure eligible Canadians can maximize support and receive funds on time for the remainder of 2025.
