Canada Seniors To Receive $808 + $1,097 OAS–GIS Direct Deposit Sept 25, 2025
September 2025 is a crucial month for Canadian seniors, as the Canada Revenue Agency (CRA) has confirmed that Old Age Security (OAS) and the Guaranteed Income Supplement (GIS) payments will be deposited on September 25, 2025.
This direct deposit is part of Canada’s ongoing commitment to provide stable and predictable financial assistance to seniors, ensuring they can manage daily expenses while maintaining dignity in retirement.
Eligible seniors will see $808.45 in OAS (for those aged 75 and above after cost-of-living adjustments) and up to $1,097.75 in GIS for low-income individuals.
These benefits are vital lifelines, offering monthly tax-free support to seniors who often rely on fixed incomes.
Overview of OAS & GIS Payments – September 2025
| Benefit Type | Payment Amount | Eligibility | Payment Date | Frequency |
|---|---|---|---|---|
| Old Age Security (OAS) | $808.45 (age 75+) / $734.95 (65–74) | Seniors aged 65+ with Canadian residency | Sept 25, 2025 | Monthly |
| Guaranteed Income Supplement (GIS) | Up to $1,097.75 | Low-income seniors, amount varies by marital status | Sept 25, 2025 | Monthly |
| Authority | Canada Revenue Agency (CRA) | Canadian residents, PRs, or eligible citizens | Sept 25, 2025 | Monthly Direct Deposit |
Understanding Old Age Security (OAS)
The OAS pension is Canada’s core retirement support, available to residents aged 65 and above. Unlike workplace pensions, OAS does not require contributions during working years.
- Ages 65–74 receive $734.95 per month.
- Ages 75+ benefit from an additional 10% increase, bringing their payment to $808.45 per month.
- Payments are indexed quarterly to inflation, ensuring seniors’ purchasing power keeps pace with rising costs.
OAS is gradually reduced for high-income seniors earning more than $97,997 annually (July 2025 – June 2026 income threshold).
Guaranteed Income Supplement (GIS)
The GIS provides additional financial assistance to low-income seniors. The benefit amount depends on income level and marital status.
- Single, divorced, or widowed seniors: up to $1,086.88 monthly.
- Married couples (both eligible): about $654.23 each.
- Married couples with one spouse receiving OAS only: up to $1,086.88 for the eligible spouse.
- Married with allowance recipient: $654.23.
The maximum benefit is $1,097.75, providing significant relief to vulnerable seniors.
Payment Date – September 25, 2025
Seniors can expect their OAS and GIS payments on September 25, 2025, either through direct deposit (faster and more secure) or mailed cheque. Payments are issued monthly, typically on the third-last business day of the month.
Direct deposits ensure timely access to funds, helping seniors pay for essentials such as rent, groceries, utilities, and medications without delay.
Eligibility for OAS and GIS
1. OAS Eligibility
- Must be 65 years or older.
- A Canadian citizen or legal resident.
- Lived in Canada for at least 10 years after age 18 (40 years for full benefit).
- Those abroad may qualify if they meet residency requirements.
2. GIS Eligibility
- Must already receive OAS.
- Must be a low-income senior.
- Income thresholds determine how much you receive, with reductions applied as income rises.
How to Apply for OAS and GIS
- Create or log in to your My Service Canada Account (MSCA).
- Navigate to the OAS and GIS application section.
- Enter required personal details including residency history.
- Attach supporting documents (ID, proof of residency, marital status).
- Submit and track your application status online.
Seniors who are already enrolled in OAS are often automatically assessed for GIS.
Why These Payments Matter
- Rising costs: Food, rent, and healthcare costs have soared in recent years, leaving many seniors struggling.
- Predictability: Monthly, tax-free payments ensure stability and easier financial planning.
- Equity: Supports the most vulnerable, especially single seniors and those without workplace pensions.
- Recognition: Reflects Canada’s commitment to protect retirees who built the nation’s economy.
The $808 OAS and $1,097 GIS payments scheduled for September 25, 2025 highlight Canada’s dedication to ensuring seniors live with dignity and financial security.
For many, these payments are not just numbers—they are the difference between struggling to make ends meet and being able to enjoy retirement with peace of mind.
By indexing payments to inflation, offering targeted supplements for low-income seniors, and providing automatic direct deposits, the Canadian government continues to strengthen support systems for its aging population.
For seniors, this month’s payment is a timely reminder that they are valued, supported, and cared for.
FAQs
What is the payment date for OAS and GIS in September 2025?
Both OAS and GIS payments will be made on September 25, 2025, through direct deposit or cheque.
How much will seniors over 75 receive in OAS?
Seniors aged 75 and above will receive $808.45 per month, thanks to cost-of-living adjustments.
Can high-income seniors still receive OAS?
Yes, but the benefit is reduced for incomes above $97,997 (July 2025–June 2026). Those above the threshold may see partial or no OAS.
