Ontario Trillium Benefit 2025- Who Qualifies For $360 In Canada

Ontario Trillium Benefit: Many people in Ontario struggle with the high cost of housing, energy, and sales taxes. To provide relief, the Government of Ontario has introduced the Ontario Trillium Benefit (OTB).
This benefit is managed by the Canada Revenue Agency (CRA) and gives monthly or lump-sum payments to support low-to-moderate-income households.
In this article, we explain what the OTB is, who qualifies, how much you can receive, and when the payments are scheduled in 2025.
Ontario Trillium Benefit 2025 – Key Facts
Here’s a quick look at the program details:
Feature | Details |
---|---|
Program Name | Ontario Trillium Benefit (OTB) |
Administered By | Canada Revenue Agency (CRA) |
Region | Ontario, Canada |
Payment Start | July 2025 |
Payment Frequency | Monthly on the 10th, or lump sum |
Annual Amount | Based on 2024 tax return |
Purpose | Helps with housing, energy, and sales tax costs |
Official Website | Ontario.ca |
How Much Will You Get?
The amount of your OTB payment depends on your 2024 tax return.
- If your total benefit is $360 or less, you will get a lump sum in July 2025.
- If your benefit is more than $360, you will receive monthly payments from July 2025 to June 2026.
OTB Payment Model
Annual Benefit | Delivery Method | Payment Period |
---|---|---|
$360 or less | Lump sum | July 2025 |
More than $360 | Monthly installments | July 2025 – June 2026 |
Eligibility Rules For Ontario Trillium Benefit
To qualify for the OTB in 2025, you must:
- Be a resident of Ontario on December 31, 2024.
- File a 2024 income tax return (include the ON-BEN form if claiming OEPTC or NOEC).
- Qualify for at least one of the three credits:
- OSTC: Age 19 or older, parent, or living with a spouse/common-law partner.
- OEPTC: Paid rent, property tax, or energy costs (including care homes or reserves).
- NOEC: Must live in Northern Ontario and meet OEPTC conditions.
You also need to remain an Ontario resident at the start of each payment month.
Documents Required For Application
- 2024 income tax return and ON-BEN form (if applying for OEPTC or NOEC).
- Proof of Ontario residency (bills, utility receipts).
- Rent or property tax documents.
- Care home residence details (if applicable).
- CRA My Account login for checking benefits.
How To Apply For OTB
You don’t need to submit a separate application. The OTB is calculated automatically when you file your 2024 tax return. To apply correctly:
- File your 2024 tax return (online or paper).
- Include the ON-BEN form if needed.
- Log into CRA My Account to confirm eligibility.
- Ensure your banking details are correct for direct deposit.
Ontario Trillium Benefit Payment Dates 2025
Payments are scheduled on the 10th of every month. If the date falls on a weekend or holiday, the payment will be made on the next business day.
Monthly OTB Dates (July – December 2025):
- July 10
- August 10
- September 10
- October 10
- November 10
- December 10
This schedule continues until June 2026.
How To Check Your OTB Status
You can easily track your payments:
- Log into CRA My Account.
- Go to the “Benefits and Credits” section.
- Check whether your OTB is monthly or lump sum.
- Verify bank details to avoid delays.
- Contact CRA directly if payments do not arrive.
September 2025 OTB Payment
The September 2025 OTB will be deposited on September 10, 2025. This ensures timely financial assistance for eligible households as part of the ongoing monthly cycle.
The Ontario Trillium Benefit 2025 is a lifeline for low-to-moderate-income households across Ontario. By combining three major credits into one payment, the program helps residents manage rent, utilities, and daily living costs more easily.
Whether you receive a lump sum of $360 or monthly deposits, the OTB ensures financial stability and timely support for those who need it most. Always file your tax return on time and keep your CRA account updated to enjoy uninterrupted payments.
FAQs
When will I receive my Ontario Trillium Benefit in 2025?
Payments are made on the 10th of each month. If it’s a weekend or holiday, the payment comes on the next business day.
What if my benefit is less than $360?
If your total benefit is $360 or less, you’ll receive a one-time lump sum in July 2025.
Is the Ontario Trillium Benefit taxable?
No. The OTB is completely tax-free and is not considered as income.